Sunday, August 31, 2008

Car Accident

I wanted to give everyone an update. Mr. Duez will be back on Tuesday. I am suffering from some headaches, back, neck and shoulder strain... but I am walking ok and I believe I should be back to work on Tuesday. I really missed class on Friday with you guys.

Well, Thursday was a tough day. We left our house around 5:30pm and headed off to have Italian at a new place in Kingwood. We pulled out of our village and headed up a two lane street. There was a truck in the lane coming towards us and he suddenly turned left onto a side street and plowed right into us. Very scary.

There was nothing I could do. I slammed on the brakes as he hit us. It was almost simultaneous. He had no turn signal on. And there was just no indication in my mind that he would ever try that turn. After hitting us, he also rammed into a lady who was stopped at that street and about to turn onto the same lane we were traveling in. I immediately got out and checked on Norma and Aidan. He cried for about 10 or 15 minutes which we were panicking and worrying about him. Once he calmed down we realized he was fine. He had some strap marks across his chest and shoulders and that was it.

The car was totaled. My right front passenger side made impact first on his right front passenger side of his Chevy Truck. Again this just shows there was no way I could have avoided him. It's not like I clipped the end of the bed of his truck or something as he crossed into our lane.

Our car spun with the back end pulling around and into the lane he was coming from. It jerked us around pretty good. I know my middle back is aching because of that twist and torque. Norma injured her ankle, which probably struck and was pinned by my seat. She was seated behind me. Aidan was in the back in the passenger side. Believe me, we are so pleased with our car seat that protected Aidan: Britax Marathon - worth every penny.

Luckily for us there was a cop in the car behind the guy that plowed into us. He jumped out of the car after calling the accident in and reporting it. The guy who hit us in the truck looked at the officer and said, "I never saw them." The officer said, "How the hell could you NOT have seen them! What's wrong with you!" It was nice to not have to yell at anyone, he was doing a good job of it for me.

In a matter of minutes there were at least 20 neighbors around us. Lots of them said they heard the crash from their homes. One lady brought ice for Norma's ankle and water for all of us. The police arrived and took our statements. They explained that they issued a citation to the driver of the truck and they gave me the insurance information.

In 38 years I have NEVER had an accident. I know I have been lucky... but I am an excellent driver. Our car was paid off in January! That really, really sucks that we will now have a car payment.

Today was spent in the emergency clinic for about 3 hours getting checked out. Norma has bumps and bruises all over and a badly sprained ankle. She's limping pretty good on it... but I am trying to keep her from walking on it. I have back, shoulder, and neck pain. My left knee is also bugging me. So we know we'll have a few weeks of discomfort ahead of us.

After the doctor we brought on more pain by meeting with our insurance claims agent. She verified that the driver of the truck had insurance through All-State and that our claim should be against them since he was at fault. She said they would be contacting me. I've never gone through this before. But, I am tempted to get some type of lawyer. We can not afford to be screwed around here. Yet a lawyer could screw us in just as many ways.

At this point we are going to know the value of our car at retail - it's about $15,000 for a 2003 Honda Accord. So we'd like to get between 15 and 20 grand out of this to put towards a new car. I CAN NOT BELIEVE we have to buy a new car. At this point we are considering a Honda Civic. My Honda was really, really good to me. We'll also test drive and consider Saturn Aura. I would love to buy a hybrid Prius or something of that quality but it is so much more expensive. And we are teachers. It's not like I have a money tree growing out back.

It's been a crazy week. First week of school and I've already missed a day with my kids! We are counting our blessings though. We are all ok. Cars are "things" and people are important.


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